Lately I’m seeing IULs, Whole Life, and “cash value” policies pushed hard — especially to veterans, truck drivers, and working families.

They’re being sold as “investment strategies.”

They’re not.

They’re insurance products with:
• High fees
• Long lock-in periods
• Caps on growth
• Complex rules most people don’t understand

If you need life insurance, get life insurance.
If you want to build wealth, invest.

Mixing the two usually benefits the agent more than the family.

Before you buy into the hype, make sure you understand what you’re actually signing up for.

Comment “INFO” if you want a clear breakdown without the sales pitch.