Capital One Financial • Fuld tid
Aug, 2010 – Apr, 2023 • 12 yrs 9 mos
Developed a Small Business Data Product that expanded our potential market by 25%, enabled the use of real-time underwriting and provided additional tools for our fraud team to eliminate potential new sources of fraud. This simplified our operational systems for both a long term reduction in operational and data vendor costs (ex: One data vendor had 10 contracts for the same data), but also reduced our regulatory risk by providing a single stable source of truth. Led the project from initial inception to growing to lead a cross functional team of data scientists, business analysts, product managers and software engineers.
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Degree: BS of Economics •  Sep, 2004 – May, 2008
Experienced leader in the Small Business lending and payments space. Led cross-functional teams to develop new machine learning data products to aid from marketing, underwriting, KYC and fraud modeling in the small business space, as leading teams to test and implement capabilities at scale in market. Combines deep domain expertise in the US Small Business environment with hands on knowledge of the complexities of credit underwriting.